Grow Your Money 10x Faster*
Your trusted savings partner
"Not a single issue and some of the best interest rates available"
"I totally recommend this bank for your savings needs"
"Nice and helpful reps who immediately resolve any issues or questions"
4.03% APY
Open an account with only $100 and enjoy no monthly fees*
FDIC insurance for up to $250,000*
Interest is compounded daily, growing your money fast
Freedom to access your funds
Friendly and reliable customer service
Looking for a guaranteed rate of return? Vio Bank also offers competitive fixed-rate certificate of deposit (CD) accounts.
View CD rates to learn more.*
*Rates and Annual Percentage Yields (APY) are subject to change without notice and are effective as of 03/20/2026. No brokered or institutional deposits. Fees may reduce earnings on the account. See your account agreement and fee schedule for more details.
Savings and Money Market Savings Accounts: Minimum $100 deposit to open. There is a $5 monthly fee if you receive paper statements.
CD Accounts: Minimum $500 deposit to open. Penalty may be imposed for early CD withdrawal. See the CD Terms and Conditions for more details.
The national average APY is based on the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of 1/20/2026.
Vio Bank is a division of MidFirst Bank, and Vio Bank deposits are considered MidFirst Bank deposits for purposes of FDIC coverage.