For a limited time, open a new Online Savings Account and earn a guaranteed rate for 3 months!*
Your trusted savings partner
"Not a single issue and some of the best interest rates available"
"I totally recommend this bank for your savings needs"
"Nice and helpful reps who immediately resolve any issues or questions"
4.25% APY
Open an account with only $100 and enjoy no monthly fees and a guaranteed rate for 3 months*
FDIC insurance for up to $250,000*
Interest is compounded daily, growing your money fast
Freedom to access your funds
Friendly and reliable customer service
Looking for another way to save? Vio Bank also offers competitive fixed-rate Certificate of Deposit (CD) accounts.
View CD rates to learn more.*
*Rates and Annual Percentage Yields (APY) are subject to change without notice and are effective as of 10/23/2026. No brokered or institutional deposits. Fees may reduce earnings on the account. See your account agreement and fee schedule for more details.
Online Savings Promotional Rate Offer: APY = Annual Percentage Yield. The promotional rate offer is valid for new Online Savings accounts opened from 10/27/2026 through 1/31/2027. Promotional APY of 4.25% is guaranteed for 3 months from date of account opening on all balances in the new account. Promotional APY will be applied to new Online Savings accounts within 10 days of account opening and is effective as of the date of account opening. All balances will earn the standard rate until the promotional rate is applied. After the 3-month promotional rate period, all accounts opened during the promotional period will earn the standard rate in effect at that time. Accounts that do not meet the promotion requirements will earn the standard rate. As of 10/23/2026, the APY for the standard rate is 4.01%. Promotional rate offer is subject to change without notice and is not valid with other promotional offers. Offer valid for new Online Savings accounts only. Existing Online Savings accounts do not qualify for the promotional rate offer. Accounts require $100 minimum deposit to open. Interest rates are variable and subject to change after promotional period. Fees may reduce earnings.
Savings and Money Market Savings Accounts: Minimum $100 deposit to open. There is a $5 monthly fee if you receive paper statements.
CD Accounts: Minimum $500 deposit to open. Penalty may be imposed for early CD withdrawal. See the CD Terms and Conditions for more details.
The national average APY is based on the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of 10/09/2026.
Vio Bank is a division of MidFirst Bank, and Vio Bank deposits are considered MidFirst Bank deposits for purposes of FDIC coverage.